Free calculator

NHS net pay calculator

Go from gross to net in seconds, with every deduction shown line by line.

Estimated monthly take-home

£2,290

£27,476 a year from £37,338 gross

Pension
−£3,659
Income tax
−£4,222
National Insurance
−£1,981

Pension rate 9.8%. Tax code 1257L assumed.

Gross vs net

Gross pay is your salary before anything comes off. Net pay is what's left after pension, tax, NI and loans. That's the figure on the bottom line of your payslip.

Why your payslip may differ

Emergency tax codes, salary sacrifice, union fees and enhancements all change the real figure each month.

Estimates only, using national rates. Your payslip and your employer's policies are what count.