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NHS vs private sector pay comparator

Compare a private job offer with an NHS post fairly, pension included.

NHS package minus private package

£1,373

The NHS post is worth more

NHS salary + 23.7% employer pension
£37,073
Private salary + employer pension
£35,700
NHS monthly take-home
£1,926
Private monthly take-home (same pension rate)
£2,111

This doesn't count the NHS's extra leave, sick pay and maternity pay, which are often more generous than the private sector's.

The pension gap

The NHS employer pays 23.7% of your salary into your pension. Many private employers pay 3% to 8%. That gap can be worth thousands of pounds a year.

Estimates only, using national rates. Your payslip and your employer's policies are what count.