Free calculator

NHS student loan repayment calculator

See how much of your NHS pay goes on your student loan.

Monthly repayment

£28.91

£347 a year

Repayment thresholds are for 2025/26. Repayments come out of your pay through PAYE.

Nursing and midwifery loans

Most nurses and midwives who started after 2012 in England repay under Plan 2, and those starting from August 2023 under Plan 5.

Estimates only, using national rates. Your payslip and your employer's policies are what count.